Credit unions in Oklahoma offer personal loans with very low interest APR rate that are easy for the local residents to qualify. Unlike bank, the application process for the installment signature loans is less complicated and the fund is released faster. The following are the top 4 credit unions in Oklahoma offering one of the lowest APR interest rates for the signature personal loans.
1. Tulsa Federal Credit Union
Tulsa Federal Credit Union is a credit union founded in 1943. Tulsa Federal Credit Union offers a signature loan with APR interest rate starting from 6% and a repayment period in between 18 months – 48 months. Borrowers will have free access to online and mobile banking. Automatic payment and ATM payment options are available for those who want to make payment for their signature loans conveniently.
2. Tulsa Teachers Credit Union (TTSU)
Tulsa Teachers Credit Union (TTSU) is a credit union established by a few teachers in 1934. It is one of the largest credit unions in Oklahoma with a membership base of 120,000 members and a net worth of $1.7 billion. TTCU is an accredited member of Credit Union National Association and the Cornerstone Credit Union League. TTCU credit union offers unsecured closed end personal loan with APR interest rate that starts from as low as 6.99%-7.99%. TTCU signature loans can be repaid within 2-4 years.
3. True Sky Credit Union
True Sky Credit Union is a non for profit credit union located in Oklahoma City. Membership is open to 8 counties in Oklahoma. True Sky Credit Union offers two types of unsecured loans including 7-4-7 loans and signature personal loans. The 7-4-7 loan is like a payday loan where you can get access to fast cash without having to pay exorbitant interest fees. With the 7-4-7 loan, you can borrow up to $1,000. The 7-4-7 loan features an APR interest rate starting from 7% and a repayment term of up to 48 months. True Sky Credit Union also offers personal loans of up to $10,000.
4. Red Crown Federal Credit Union
Red Crown Federal Credit Union is a non for profit credit union first founded by 10 members on the 8th February 1938. Red Crown offers unsecured signature loan with APR interest rate starting from as low as 7.50% and a repayment term in between 36 – 84 months. The repayment term varies depending on your loan amount for example, loan amount of $0 – $4999 is to be repaid within a period of 36 months and a loan amount of $5,000 – $9,999 must be repaid in a period of 48 months. Membership of Red Crown Federal Credit Union is available to residents in a number of counties including Tulsa, Mayes, Pawnee and Rogers.